Terms of Service

Welcome to Vyomics ("we," "our," or "us"). By accessing or using the Vyomics platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

1. Financial Disclaimer (Not Financial Advice)

Vyomics is an AI-powered informational tool and educational assistant. It is NOT a certified financial planner, broker, or registered investment advisor. All financial data, stock quotes, tax calculations, and AI-generated insights provided by Vyomics are for informational purposes only and do not constitute professional financial advice. You should always consult with a certified financial professional before making any investment, tax, or financial decisions. We accept absolutely no liability for any financial losses or damages incurred from using our platform.

2. Accuracy of Information

Vyomics relies on artificial intelligence (Google Gemini) and third-party APIs (such as Yahoo Finance) to generate responses and market data. While we strive for accuracy, AI can hallucinate or produce incorrect, outdated, or misleading information. Users are strictly responsible for verifying any data, regulations, or calculations (including SIP and Tax calculations) independently.

3. User Accounts & Security

To use certain features like chat history, you must authenticate using your Google account. You are responsible for maintaining the security of your Google account. We reserve the right to suspend or terminate accounts that violate these terms, attempt to reverse-engineer our services, or abuse the AI systems.

4. Limitation of Liability

Vyomics is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the uptime, accuracy, or reliability of the service. In no event shall Vyomics or its developers be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the service.

5. Changes to Terms

We may modify these Terms of Service at any time. Continued use of the platform after any changes constitutes your acceptance of the new terms.